TransFi — MFI Deposits

TransFi handles all inbound capital flows from MFIs into the LendingVault. It converts bank wire transfers (UGX or USD) to USDC and delivers to the LendingVault address on Mantle. MFIs never need to acquire or manage USDC directly.

Credentials: ISO27001 + SOC2 Type 2. USD 19.2M Series A. 70+ countries. Uganda operational with MTN and Airtel integration.

MFI Deposit Flow

UGAFODE wires UGX/USD to TransFi designated account
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TransFi: KYB on UGAFODE entity (one-time, per institution)
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TransFi: USD → USDC at live rate
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USDC delivered to LendingVault address on Mantle
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AsiliChain API calls LendingVault.deposit()
MFI receives vault shares representing their pool position
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MFI portal: "$100,000 deposited · Earning 8-10% APY"

Total elapsed: 1–24 hours (bank wire + conversion)
Entry cost to MFI: ~1.5–2.5% (forex + TransFi fee)
Payback at 8% yield: < 3 months

USDC Phasing

Ugandan MFIs do not currently hold USDC. TransFi eliminates this barrier:

Phase	Depositor	How	MFI needs USDC?
Phase 1	AsiliChain (grant-funded)	Direct USDC purchase	No
Phase 2	International DFIs (aBi Finance, UNCDF)	Coinbase Institutional	Minimal
Phase 3	Ugandan MFIs (UGAFODE, Pride)	Wire → TransFi → USDC	No — TransFi abstracts this