All metrics below are targets based on the 44-week roadmap. Metrics marked as projections require pilot validation before publication as performance data.
Regulatory interpretations should be confirmed by local counsel before launch. Financial projections depend on MFI capital commitments and cooperative adoption rates that are subject to external factors.
Metric Phase 1 (Month 6) Phase 2 (Month 12) Phase 3 (Month 18) Registered farmers 200 2,000 10,000 Active loans 50 500 3,000 Average loan size (USDC) $150 $300 $450 Loans auto-repaid 50 450 2,700 Default rate (target) < 5% < 3% < 2% Average payment time < 60 seconds < 60 seconds < 60 seconds Farmer income uplift vs. informal credit 40–60% 40–60% 40–60%
Metric Phase 1 Phase 2 Phase 3 LendingVault TVL (USDC) $50,000 $500,000 $3,000,000 MFI partners 0 (grant funded) 1–2 4–5 Active cooperatives 1 3 5 DDS documents generated 5–10 50–80 200+ BatchTokens minted ~500 ~5,000 ~25,000 Hedera HCS messages ~4,000 ~40,000 ~200,000 Annual protocol revenue (USDC) $0 (grant) $18,000–20,000 $138,000–144,000
Metric Phase 2 Phase 3 GPS-verified farms 2,000 10,000 EUDR-compliant DDS filed 50–80/season 200+/season Export volume covered (kg) ~500,000 kg ~2,500,000 kg Cost per DDS (vs. consultant) $15–40 $15–40 Cost saving vs. paper-based DDS $1,600–7,600/coop/season $1,600–7,600/coop/season
Metric Target MFI yield (APY on USDC) 8–10% Borrower APR 14–18% AsiliChain protocol margin 4% Credit loss reserve 1–2% Auto-repayment rate (target) > 97% Collection cost for MFI $0 (auto-repayment)
EthicHub has deployed $5M to 10,000+ farmers across 6 countries since 2018 — the closest structural precedent for on-chain agricultural lending.
Metric EthicHub (actual) AsiliChain (Phase 3 target) Farmers served 10,000+ 10,000 Capital deployed $5M $3M Countries 6 1 (Uganda) Default rate Reported < 2% Target < 2% Compliance function None EUDR DDS auto-generation Auto-repayment No Yes (EXPORTED event) Government data integration No MAAIF NTS primary path
Statistic Value Source Smallholder farmers (Uganda) 3.5 million UCDA 2024 Uganda coffee exports FY2024-25 USD 2.4 billion UCDA 2025 Uganda share of African production ~12% ICO 2024 Farmers with formal credit access < 10% FinScope Uganda 2023 Informal lender APR 60–120% Field research EUDR enforcement deadline December 30, 2026 EU 2023/1115 Uganda coffee exported to Europe ~70% UCDA 2024
